Evidence layer
Research & Evidence
Source logs, independent reports, provider test results, and datasets that back our recommendations.
Compliance: US LLC Regulatory Requirements Definition
What is compliance for US LLCs? Learn the mandatory regulatory requirements non-US founders must follow including BOI reporting, tax filings, and annual obligations.
EIN: Employer Identification Number Definition
What is an EIN? Learn how to apply for an Employer Identification Number and why it is critical for US bank accounts and Stripe access.
FinCEN: Financial Crimes Enforcement Network Definition
What is FinCEN? Learn how this US Treasury bureau affects non-US founders through BOI reporting, AML compliance, and corporate transparency.
Form 5472: Foreign-Owned US LLC Tax Filing Guide
What is IRS Form 5472? Learn about filing requirements, $25,000 penalties, and deadlines for foreign-owned US LLCs and non-US founders.
Formation: US LLC Formation Process Definition
What is LLC formation? Learn the step-by-step process to legally form a US LLC including state selection, registered agent appointment, and EIN application.
ITIN: Individual Taxpayer Identification Number Definition
What is an ITIN? Learn who needs an Individual Taxpayer Identification Number and why you might not need one for US banking in 2026.
KYC: Know Your Customer Definition
What is KYC? Learn how Know Your Customer verification works for non-US founders opening US bank accounts and Stripe accounts without an SSN.
LLC: Limited Liability Company Definition
What is an LLC? A concise definition of Limited Liability Company, how it works, and why non-US founders need one for US payment access.
Mercury: US Business Bank Definition
What is Mercury bank? Learn how it works for non-US founders, account requirements, and why it is the preferred choice for startups.
PayPal: US Payment Processor Definition
What is PayPal? Learn how it works for non-US founders, the differences from Stripe, and why using a US IP address is critical for account security.
Registered Agent: US Business Address Definition
What is a Registered Agent? Learn why your US LLC needs one and why Registered Agent addresses are rejected by Stripe and Mercury for verification.
Stripe: US Payment Processor Definition
What is Stripe? Learn how to open a Stripe account with a US LLC as a non-US founder, including document requirements and payout schedules.
The Zero-Tax US LLC Myth: Why Founders Misunderstand IRS Exemptions
A US LLC's disregarded entity status does not make it automatically tax-free. Learn why ECI rules and Form 5472 create obligations for non-residents.
LLC Formation: A Complete Guide for Founders
Everything you need to know about forming a Limited Liability Company (LLC), including costs, state selection, and the step-by-step process.